Cavelle Private Trust: Accounts, Loans & Member Benefits

Accounts & lending

Built to return value to members

Checking, savings, cards, and loans — priced like you own the place, because you do.

Everyday Checking waives the monthly fee with any direct deposit. Your debit card activates in the app at account opening for immediate spending.

Members earn 4.25% APY with no minimum balance. Automatic payday transfers move funds before they can be spent.

Straightforward cash back and a clear path to a higher limit.

Mortgages and HELOCs with local underwriting and same-week decisions.

Fixed rates, same-day decisions, and no prepayment penalties — ever.

Checking, lending, and treasury tools for main-street businesses.

Planning, investments, and trust services from advisors down the street.

Member benefits

The not-for-profit difference, in practice.

Higher yields on savings and certificates, lower APRs on loans and cards — that's where our earnings go.

Real people answer around the clock, every day of the year — because life doesn't keep branch hours.

Deposits insured by the NCUA up to $250,000 per depositor, backed by the full faith and credit of the U.S. government.

No outside shareholders. Every member gets an equal vote for the volunteer board that governs us.

FAQ

How do I get started?+

Reach out through our contact form and we'll take it from there.

What areas do you serve?+

We serve clients nationwide.