How to join
Ten minutes and $5 makes you an owner
Apply online, at any branch, or over the phone. Most accounts are open and ready to use the same day.
Check your eligibility
Live, work, worship, or study in the communities we serve — or share a household with a current member — and you're in.
Open your share account with $5
Bring a government ID and $5. That deposit is your share of the credit union — it stays yours as long as you're a member.
Bank like an owner
Set up direct deposit, download the app, and start earning member rates the same day.
Eligibility
Who can join
Membership is open to anyone who lives, works, worships, or attends school in the communities we serve, and to employees and retirees of our partner organizations.
Family matters here: spouses, parents, children, siblings, grandparents, grandchildren, and household members of any current member are eligible too — which is how membership tends to travel through generations.
And membership is for keeps. Move across the country, change careers, retire — once a member, always a member, with the same rates and the same 24/7 support wherever you land.
Membership questions
Before you join
What does the $5 actually buy?+
One share of the credit union. It makes you a part-owner with a vote at our annual meeting, and it's returned to you if you ever close your membership.
Is my money insured?+
Yes. Deposits are federally insured by the National Credit Union Administration (NCUA) up to $250,000 per depositor, the same protection level banks get from the FDIC.
What if I move away?+
Nothing changes. Membership is for life, our support line runs 24/7, and the app works from anywhere.
Can my family join too?+
Yes — eligibility extends to family and household members of every current member, so joining opens the door for your whole family.