Who we are
A cooperative, not a corporation
We were chartered by a handful of coworkers who pooled their savings so any one of them could borrow fairly. That's still the whole model: members' deposits fund members' loans, and the earnings come back to members.
Many of our members serve their communities and their country, moving often and working hours that don't match a branch lobby's. We built 24/7 support, anywhere access, and membership-for-life around the way they actually live.
- Member-owned and not-for-profit since our first charter
- Members earn and save an average of $473 a year
- Governed by a volunteer board members elect
- Insured by NCUA · Equal Housing Lender
- $473
- Average annual member value
- 24/7
- Live member support, every day
- $5
- Is all it takes to become an owner
- 1
- Vote per member — no exceptions
Here to help
Talk to a member advocate
Real people, on your side of the table.
Ruth Calloway
SVP, Business Banking
SBA Preferred Lender Team
Commercial lendingTreasury
Marcus Webb
Mortgage Lending Manager
NMLS #555123
First-time buyersConstruction loans
Elena Vasquez
Wealth Advisor
CFP®
RetirementTrust services
What customers say
Trusted by the people and businesses around us
“When our payroll got hit by fraud on a Friday afternoon, a human answered on the second ring and fixed it before Monday.”
Dana K.
Business checking customer
“The mortgage team knew the neighborhood better than our realtor did. Closed in 26 days.”
The Okonkwos
Home loan customers
“I moved my savings here for the rate and stayed for the app. Deposit checks in bed. Done.”
Priya S.
Savings customer